I have been getting lots of questions on interest rates lately and no one truly knows what is going to happen. The only thing we really know is where rates...Read More
FHA just came out with a new policy that will allow lenders to use rental income from accessory dwelling units (ADU’s). The policy change was done to help increase homeownership...Read More
New updates for conventional mortgages! In November, the new conforming loan limits are announced. We have increased our conforming loan limit to $750,000 for one unit homes starting now! So...Read More
Are you considering buying your first home? If so, it can be helpful to know what led other people to make that decision. According to a recent survey of first-time homebuyers by PulteGroup: “When...Read More
The combination of higher interest rates and home prices have made some prospective homebuyers hesitate to look at buying now. But does that make sense? Some buyers think that they...Read More
When I’m talking with clients about mortgages, I frequently ask what they are comfortable with in a house payment. Sometimes people know what they can afford, other times they have...Read More
Everybody makes mistakes, but a low credit score shouldn’t cost you your dreams of homeownership. Even if your credit history prevents you from securing a traditional mortgage, there are many...Read More
Every home buyer’s situation is different. Some people have 20% down (or more!) and mortgage insurance is not an issue. Others have very little money and need to figure out...Read More
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