By

Leslie Vanderwerf

Buying your first home…

This can be a really exciting and scary time!  I still remember walking out of our closing on our first home many years ago – we got in the car...
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Credit reports and mortgage loans

Your credit report is very important when it comes to getting a mortgage.  Now more than ever before, your credit score determines your interest rate and what kind of loan...
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Getting a mortgage…

It's a new year and we are hoping the housing market will turn around this year, but no one knows for sure!! There is a lot of talk about it...
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Interest rates…4.5%????

There has been lots of talk in the last week about rates dropping to 4.5% to get the housing market moving.  This is not a "plan" that the Treasury Department...
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Interest rates…..how fast they can change!!

I hope everyone had a fantastic Thanksgiving!  Tuesday morning, November 25th, the Federal Reserve announced that they were going to purchase as much as $600 billion in debt and mortgage-backed...
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VA Loans..

Since this week was Veterans Day, I thought it would be a good time to remind people that veterans have the ability to qualify for a VA loan for homes. ...
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Fed cuts rates again…

The Fed met this week for their scheduled meeting and as expected, cut rates by 50 basis points.  They cut both the benchmark fed fund rate and also the discount...
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Mortgage news…

We were just notified yesterday that we can now go to 97% loan to value on condos!  That is wonderful news that should help buyers and sellers!  The biggest stumbling...
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Sharon and John Hensrud

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The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.