By

Leslie Vanderwerf

Fed cuts rates again…

The Fed met this week for their scheduled meeting and as expected, cut rates by 50 basis points.  They cut both the benchmark fed fund rate and also the discount...
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Mortgage news…

We were just notified yesterday that we can now go to 97% loan to value on condos!  That is wonderful news that should help buyers and sellers!  The biggest stumbling...
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The Bailout Continues…

While we wait to see what Congress does with the $700 billion bailout, real estate and mortgage business continue!!  Wednesday evening the Senate passed their version of the bailout and...
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Mortgage market rollercoaster!

What a week!!  Last week Fannie Mae and Freddie Mac were taken over by the government to help stabilize the housing market.  Rates dropped quickly with the news.  This week...
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Credit scores and down payments

As many are aware, low down payment mortgages are getting more difficult to get.  FHA is still available for those with credit scores as low as 580, possibly down to...
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Down Payment Assistance

One of the biggest problems that first time home buyers face is coming up with money for a down payment.  There are several programs available to help with down payment,...
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New First Time Homebuyer Tax Credit

The new Housing and Economic Recovery Act of 2008 authorizes a $7,500 tax credit for qualified first-time homebuyers!  You have to purchase your first home between April 9, 2008 and...
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Down payment assistance

One of the biggest hurdles many people face when buying a new home is the down payment.  If you are buying your first home, saving money can be a challenge. ...
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Sharon and John Hensrud

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The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.