The Ultimate Rent vs. Buy Calculator

The recently updated New York Times rent vs buy calculator raises the bar. According to Jack Guttentag, a mortgage expert who has dozens of calculators on his website, this is the best he has seen.


Making the choice between buying and renting is a big financial decision, and this new sophisticated tool takes more factors into consideration than were previously possible.

The calculator helps you make your decision based on factors such as…

  • Price
  • How long you plan to stay


  • Down payment
  • Closing costs
  • Selling costs
  • Maintenance costs
  • Utilities
  • Homeowners insurance
  • Association (CIC) fees and deductions


  • Security deposit
  • Broker’s fee
  • Renter’s insurance

Trying to decide if the time is right for you to buy? Check out the New York Times Rent vs Buy Calculator.

Sharlene Hensrud, RE/MAX Results – Minneapolis Buyer’s Agent


Written By

I love what I do! Highly insightful, analytical and creative, there is nothing I love more than helping you find the right solution for your real estate transition. My mission is to serve my clients with honesty and integrity, exceeding their expectations in service and support… and to help others by donating a portion of every transaction to Habitat for Humanity.

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