One of the new changes coming to mortgages is a new standardized good faith estimate form. This means every mortgage company is required to use the same form which is...Read More
If you bought a home for the first time in 2009 and have requested your tax credit with an amended return, you may be waiting awhile. From information listed in...Read More
The Federal Housing Administration is asking for an increase in insurance premiums to replenish it's capital reserves. FHA is going to ask Congress to raise the 55 basis point cap...Read More
This week the Treasury Department issued new guidelines to try and "speed" the short sale process. The Home Affordable Foreclosure Alternatives Program provides financial incentives and simplifies the procedures for...Read More
You have likely heard how important your credit score can be in securing a mortgage and getting the best interest rate. Have you ever wondered how it is calculated? Here...Read More
Conforming loans are just that – Fannie Mae and Freddie Mac issue the underwriting guidelines and the conforming loans follow those guidelines. As mortgage performance has weakened, the lending standards have...Read More
Since Wednesday was Veteran's Day, I thought it was a good week to remind people about VA home loans. If you have prior military service or are currently serving in...Read More
Congress has tentatively agreed on an extension for the first time homebuyer tax credit. They are attaching it to a bill that extends unemployment benefits. The Senate passed their version Wednesday and if...Read More
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