In September, FHA changed underwriting guidelines and for some home buyers, it may be more difficult to qualify now. FHA is a very popular mortgage program, especially with first time...Read More
New loan disclosures and closing procedures take effect for home loans originated after October 3, 2015, with the purpose of making the process of buying and financing a home less...Read More
One of the program's with Minnesota Housing is a mortgage credit certificate. This allows the homeowner to get a mortgage tax credit on your tax return. For some people it...Read More
When people learn I am a Realtor I get asked not only about how the market is doing, but also about whether it is getting easier to get a mortgage....Read More
Mortgage rates reacted to the Fed's comments last week on economic growth in the US, concerns about growth overseas and future inflation expectations. The mortgage rate reaction was favorable and...Read More
This fall we have seen several program and underwriting guidelines change. One of the biggest changes to the mortgage industry will happen with all new loan applications taken on or...Read More
The American dream for many years has been to own a home. After the last few years, there are some that may think home ownership is not a good idea...Read More
Fannie Mae is changing their My Community program and replacing it with a program called HomeReady. It's very similar to the My Community program, still 3% down which helps many...Read More
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