One of the program's with Minnesota Housing is a mortgage credit certificate. This allows the homeowner to get a mortgage tax credit on your tax return. For some people it...Read More
When people learn I am a Realtor I get asked not only about how the market is doing, but also about whether it is getting easier to get a mortgage....Read More
Mortgage rates reacted to the Fed's comments last week on economic growth in the US, concerns about growth overseas and future inflation expectations. The mortgage rate reaction was favorable and...Read More
This fall we have seen several program and underwriting guidelines change. One of the biggest changes to the mortgage industry will happen with all new loan applications taken on or...Read More
The American dream for many years has been to own a home. After the last few years, there are some that may think home ownership is not a good idea...Read More
Fannie Mae is changing their My Community program and replacing it with a program called HomeReady. It's very similar to the My Community program, still 3% down which helps many...Read More
This program has been available for some time but I just learned about it this summer! A client of mine asked about it and I did some research for him....Read More
The closing is the final piece when you buy a home in Minnesota. It usually happens at a title company office, or possibly in the realtor's office. When the closing...Read More
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