Financing

Is it time to refinance? Or buy a new home?

Mortgage interest rates dropped in the last couple weeks – they have been dropping since last fall. Last year everyone expected interest rates would continue to climb as they had...
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Ways to build equity in your home…

With home prices increasing the past couple years, many home owners now have more equity in their home. For those that may have bought in the last year or two,...
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Things that can delay your closing….

You have found your dream home and written your purchase agreement…you are all set and ready to go, right? What can happen? Is there any reason you won’t close on...
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Credit scores…

So much of your mortgage is dependent on your credit score – from your interest rate, mortgage insurance premiums to the type of mortgage you can get. The better your...
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What are the benefits of owning a home?

Owning a home has always been part of the American Dream. For many it still is! There are many benefits for owning a home -some are financial and some are...
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Will your income count in qualifying for a mortgage?

I have two jobs, I work on the side, I have a part time job or I have my own business….these are all things I hear when I am talking...
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How are mortgage rates calculated?

The question I get asked the most is “what is your interest rate”? My response frequently is “it depends on a lot of different factors”! So how does it get...
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Fed left interest rates alone again this week

The Federal Reserve met this week and did not raise interest rates. Jobs remain strong, but the pace of growth has slowed slightly. What does this mean for the homebuyer?...
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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.