Financing

What is title insurance?

When you buy a home, one of  the questions at closing is about title insurance. As long as you are getting a mortgage, you will need a lender’s policy –...
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Fed policy could keep mortgage rates low for a long time!

Last week the Fed Chairman Jerome Powell made a speech that signaled new policy for the Federal Reserve. They do not plan to tighten monetary policy for a long time...
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Mortgage refinancing FAQ

With mortgage interest rates as low as they are, many homeowners are looking into refinancing their homes. There are many reasons to refinance, for some it’s as simple as lowering...
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The number of mortgages in active forbearance is decreasing

Originally, some housing industry analysts were concerned that the mortgage forbearance program (which allows families to delay payments to a later date) could lead to an increase in foreclosures when...
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FHA changes for self employed borrowers

Since Covid-19 happened, the mortgage industry has gone through some changes. Some are great (really low interest rates!), others are more frustrating! One recent change affects anyone using FHA financing...
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Cross Country Mortgage!

I’m excited to announce that I am now with Cross Country Mortgage LLC!! The past few months have been a bit rocky but I’m excited to make this announcement! Cross...
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July Fed Meeting and mortgage rates

The Fed met this week and as expected left rates alone. They also reinforced that they are committed to using all their tools to help support the US economy. What...
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What NOT to do after you are pre-approved for a mortgage

Congratulations! You are pre-approved for a mortgage and ready to buy a new home! Before you make any big-time life changes or get excited once you find a home and...
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Sharon and John Hensrud

About Us

The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.