First time homebuyer keys to success

Buying your first home can be very exciting but also very scary! Using a real estate agent and loan officer you trust can be the most important part of your...
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VA Loans

Since Monday is Memorial Day, I thought it was a great time to say thank you to those that have served our country, especially those that lost family members while...
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Weekly real estate market update 5/19/23 – the impact of changing mortgage rates

New listings continue to increase. So do price reductions, as multiple offers and pending sales slow a bit. We had three offers on a new listing last weekend. Still multiple...
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signing a contract

What is an escrow account?

In real estate transactions, unfamiliar terms can throw off a homebuyer or seller. Escrow is a term you may have heard before, especially when buying or selling a home. But...
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house and money

Down Payment Assistance

Many people want to buy a home but saving money for a down payment can be difficult. Part of qualifying for a mortgage is having enough income to qualify for...
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Fed raises rates .25 point

This was the 10th straight interest rate hike from the Fed and was expected. However, this may be the last increase this year. This doesn’t mean mortgage rates will increase....
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mortgage interest rates

Mortgage Pricing

Recently there has been a lot of discussion in the news about changes made by the Federal Housing Finance Agency (FHFA) regarding interest rates. Fannie Mae and Freddie Mac have...
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Are you waiting for home prices to drop?

So many people I talk with are saying they think home prices are going drop. Every area is different but in the Minneapolis St Paul area, homes seem to be...
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Sharon and John Hensrud

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The HomesMSP Team is committed to meeting you where you are and listening… really listening to understand you so we can use our extensive knowledge of the market and local neighborhoods to give you personalized service.