Would $4000 help you buy a home?

First time homebuyers can get up to $4000 to help with the purchase of a home! Owning your own home isn’t just a pipe dream, we are here to help you! Our new program CCM Smart Start offers up to $4000 in a grant to help with your down payment.

Basic requirements are:

  • at least one occupying borrower must be a first time homebuyer
  • your income must be at or below 80% of the county median income
  • we will cover 2% of the purchase price up to $4000
  • borrower must contribute at least 1% towards the down payment
  • minimum down is 3%, maximum is 5%

In the Minneapolis St Paul metro area, the median income limit is $99,400, so if you are below that and a first time homebuyer, you can qualify. This is a conventional loan, so you can’t use it on FHA, VA or USDA programs. You will need to take a first time homebuyer class and we will give you the link to the class. You can’t use another down payment assistance program at the same time.

This is a grant so it does not have to be paid back! That’s like free money!!

If you think you can qualify and are interested, please reach out! I would love to talk to you!

Leslie Vanderwerf,  NMLS ID#335509, CrossCountry Mortgage LLC, An Equal Housing Lender, NMLS#3029 – Email – Website

Written By

Currently a Senior Loan Officer at Cross Country Mortgage LLC, it's hard to believe I have been in the mortgage business for more than 25 years and have worked with Sharlene since 2000! I love sharing mortgage insights here each week and helping people finance their homes. Listening helps me find the right program for you!

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