Finding ‘Your Place’…Part 2

In ‘Finding Your Place…Part 1’ we talked about your exterior sense of place. You have probably heard it said that the three most important things in real estate are location, location and location. While people most often refer to location as it relates to property and resale value, location also has great personal value. Location.

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Little or no downpayment

The news media today often makes it sound like homebuyers who can afford the monthly payment, still can’t find home financing.  That couldn’t be farther from the truth.  In reality, most people who are unable or unwilling to make their payments, have a difficult time finding financing today.  The rest of us have many options.

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Wednesdays Unplugged – Frosted Peanut Butter Rice Krispie Bars

I hope you enjoy your Wednesday…I’m enjoying my day unplugged and cooking. Have a good one! QUOTE OF THE WEEK "All you need is love. But a little chocolate now and then doesn’t hurt." ~ Charles Schulz Memorial Day weekend always prompts me that the summer season is beginning, even when it isn’t yet quite.

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Home Inspections vs. Appraisals

When I tell people what I do for a living, a common response I get is “So you’re, like, an appraiser, right?”  No.  I’m not.  While home inspectors and appraisers both ‘inspect’ houses, and must be independent, objective, and impartial, our jobs are quite different.  The primary purpose of a home inspection is to educate.

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Happy Memorial Day!

Click here for Twin Cities Memorial Day celebrations. Have a wonderful holiday…however you choose to spend it! Sharlene Hensrud, RE/MAX Results – Email – Website

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Sunday’s Site – Fort Snelling National Cemetery

We visited  Fort Snelling National Cemetery yesterday afternoon, the first time in many years and one of very few visits. My husband suggested it for today’s site and I thought it sounded like a good idea. What I wasn’t prepared for was how moving the experience was…spending time in the midst of a sea of.

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Finding ‘Your Place’…Part 1

Where you live can have a profound effect on you…if it doesn’t fit, your life can feel out of synch. You may not even realize it, but somehow being at home doesn’t refresh and nurture you as it should. This sense involves both interior and exterior space, and today I’m going to talk about your.

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Federal Housing Administration (FHA) Mortgage Insurance Premiums (MIP)

MIP fees serve the same purpose for FHA mortgages as Conventional Private Mortgage Insurance (PMI) fees serve for Conventional mortgages.  The fees cover some of the losses incurred when mortgagors don’t make their mortgage payments.   FHA charges both an up-front fee and a monthly fee.  On July 14, 2008, , FHA will implement what.

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Wednesdays Unplugged – Roasted Red Pepper Hummus

Enjoy your Wednesday…I’m enjoying mine Unplugged, heading out of town for a surprise birthday celebration this evening so I won’t be cooking today. That happens on occasion. A couple months ago we decided to have a fun night for the grandkids and go to Chuck E. Cheese’s instead of having dinner at home. The kids.

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Balcony Collapse

If you’ve been following the news lately, you’ve probably heard about the recent balcony collapse that left three injured over the weekend.   Just in case you haven’t, a third floor apartment building balcony collapsed over the weekend in Little Canada, and sent three people to the hospital.  Renters at the other 280 units in the.

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Sunday’s Site – Golden Valley Days

Art & Music Festivals abound in the Twin Cities area throughout the the spring and summer months, and Golden Valley Days is one of the first. Golden Valley is also where I live, so I thought it only appropriate that I share a little about it and my community. The festival is a typical community.

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Closing & the Water Bill

Many people don’t realize that water/sewer service is attached to a property address rather than a person. If there are unpaid gas or electric bills after transfer of ownership, the previous owner is still responsible. But if there are unpaid water/sewer bills, the new owner is ultimately responsible because it is tied to the address,.

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Removing Private Mortgage Insurance (PMI)

Every time I discuss Private Mortgage Insurance (PMI) with potential homebuyers, the first two questions I’m asked are “Why do we need PMI” and “How long do we have to pay it?”     Private Mortgage Insurance covers part of the losses the investor who purchases your loan will incur, if you didn’t make your.

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Wednesdays Unplugged – Pear Salad with Best Balsamic Dressing

Today is my Wednesday Unplugged so I’m relaxing and cooking today…enjoy your day! The recipe I am sharing this week is my family’s favorite salad. The salad fixings are just a simple combination of some of my favorite flavors and textures. I remember many years ago a work colleague asked if I was a fruit.

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Preparing to Sell

Assuming you have decided it is time to sell, it’s time to get started with preparations. There are a few people whose homes are in condition to put on the market at almost any time. For most people, however, getting it ready to sell for the best price in the shortest amount of time requires.

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