The mortgage process……….

What do you need to know in today’s mortgage market? Here are the requirements to qualify for a mortgage today: down payment (at least 3% down, many buyers are putting less than 10% down these days) income verification and asset documentation independent third party appraisal (to determine the value of your new home) stable income.

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Wednesdays Unplugged – Cheesy Baked Penne with sausage

“Now’s the time is always true.” ~ Unknown NOTE: I spend my Wednesdays Unplugged from appointments. It’s my day to stay home, enjoy cooking and welcome our kids and grandkids for dinner in the evening. We end our meal with quotes from the Norwegian ‘Quote Cup’ passed on to me from my grandmother. I share a quote.

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Animals, skeletons, and creepy home inspection stuff, part 2

Unlike most blog posts that you’ll find here, this one has no educational value at all. If you follow our Facebook page, you’ve probably already seen a lot of these photos, but not all of them. Here at Structure Tech, we also have our own “internal” Facebook page for employees only, which we have a.

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Buying a Home can be SCARY… if you don’t know the FACTS!

No, you down need a 20% down payment to buy a home… or a credit score of 780! Did you know that… 40% of millennials who purchased homes this year have put down less than 10% 76.4% of loan applications were approved last month The average credit score of approved loans was 724 in September.

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Where is the best lemon meringue pie in the Twin Cities?

Ok, this is a tough one to answer because there are so many fabulous bakeries in the Twin Cities! I am not saying there aren’t other wonderful lemon meringue pies out there, but when we had family driving through who wanted to make a quick stop for dessert the first place that came to mind.

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Saying goodbye to your house

Selling your home where you have loved living is often bittersweet… and often even more so the longer you have lived there and filled it with shared memories and experiences. Clients who recently downsized and moved into a senior community made saying goodbye part of their process of sorting and packing with their family and.

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What your mortgage lender doesn’t want to hear!

When you decide to apply for a mortgage, there are many things your lender will ask you. There is a loan application to fill in and forms to sign.  When you are going through all the forms, you may have some questions -that’s great – we love to answer questions. However, there are some things.

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Wednesdays Unplugged – Lemon Blueberry Bread

“All the situations in our lives, from the insignificant to the major, teach us exactly what we need to be learning.” ~ Madisyn Taylor NOTE: I spend my Wednesdays Unplugged from appointments. It’s my day to stay home, enjoy cooking and welcome our kids and grandkids for dinner in the evening. We end our meal with quotes.

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Fall maintenance checklist for Minnesota homeowners

Fall is officially here, and that means it’s time to get started on your fall maintenance list. It’s much easier to get this stuff done while it’s still pleasant outside. According to the weather forecast, this means you have until Friday. This fall maintenance list was originally compiled by our very own Duane Erickson and has been.

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When did they start requiring egress windows in basement bedrooms?

As more family homes that haven’t been sold for 40-50 years are hitting the market we are seeing more homes with basement ‘bedrooms’ from years past without egress windows. That has prompted buyers to ask when they started requiring an egress window for a basement bedroom to be legal. I didn’t know the answer so did.

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Long to live on Seward’s historic Milwaukee Avenue?

Buyers looking for walkable neighborhoods near the University of Minnesota frequently ask about Seward neighborhood, just over the Franklin Avenue bridge from the Minneapolis UMN campus. The most unique location is historic Milwaukee Avenue… and a house is available now! If Milwaukee Avenue is your dream location you must have patience because they don’t come.

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But I Love My Themed House!

What is a ‘themed’ house and is it okay? A themed house is one that fits a very specific decorating motif. Such as a beach theme, or a desert theme. Is it okay to have one? Absolutely! Unless you are selling your home. Then I am sorry to be the bearer of bad news but.

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September 2017 market update… home prices continue upward trend

Twin Cities median home sale prices have been steadily climbing since 2011, with the average year-over-year growth for the last 12 months at 5.9% for September 2017. Percent of list price received is still high, at 98.1%, which continues to bolster prices. Median sales price for September 2017 was 3.5% over September 2016 New listings.

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