FHA mortgage changes

Over the past couple of years, FHA has changed some of their guidelines – some better, some worse.  For some buyers, this will make a difference in whether they can qualify for a home or not. Here are some of the changes: -Student loans – in the past, if your student loan was deferred for.

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Wednesdays Unplugged – Carole’s Lemon Bars

“A cousin is a little bit of childhood that can never be lost.” ~ Marion C. Garretty NOTE: I spend my Wednesdays Unplugged from appointments. It’s my day to stay home, enjoy cooking and welcome our kids and grandkids for dinner in the evening. We end our meal with quotes from the Norwegian ‘Quote Cup’ passed on.

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Home inspector inspecting above a ceiling panel

Are home inspectors required to move ceiling panels?

I’m going to cut right to the chase: home inspectors are not required to move ceiling panels. There. You can stop reading now and go about your day if you’re only looking for the answer to this question. And now the long answer. As much as I hate to admit this, not every one of.

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5 Strategies for Buyers to Succeed in this seller’s market

Inventory levels continue to be at record lows, making it difficult for many buyers to secure a home. Here are three tips to help you succeed in this market. Consider the outcasts. If you aren’t having luck, consider homes that have been on the market for a while if they are in a location you like..

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Forgotten Art Deco Treasure in Downtown Minneapolis

With 10 Minneapolis skyscrapers at least 492 feet high today, it is easy to forget that the Foshay Tower at 448 feet was the tallest building in Minneapolis for over 40 years… from 1929 to 1972, when the IDS Tower was built. Considered one of the most spectacular Art Deco skyscrapers, its beauty ranks in.

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10 reasons there is a shortage of homes for sale in Minneapolis, MN

People are staying in their homes longer – in 2008, people bought and sold after staying in their homes an average of 6 years… in 2016 it was 10 years Renters are now buying, creating high demand – increasing rents and low interest rates mean it often makes more sense to buy than rent and renters.

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Getting the best mortgage lender

There are all kinds of options for mortgages – your current bank, mortgage bankers and brokers, some are online and some have offices in your area. What’s best for you? Many people get referrals from friends and realtors – it’s helpful to know someone has used the lender you are going to work with.  Getting.

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Wednesday Unplugged – Asparagus, Strawberry, Arugula Salad

“Making the decision to have a child – it’s momentous. It is to decide forever to have your heart go walking outside your body.” ~ Elizabeth Stone NOTE: I spend my Wednesdays Unplugged from appointments. It’s my day to stay home, enjoy cooking and welcome our kids and grandkids for dinner in the evening. We end our.

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Minnesota permit requirements for radon mitigation systems

If you want to have a radon mitigation system installed in your home, you might need a permit. As I’ve shown in past blog posts about hot roofs and Diamond Piers, requirements and interpretations of the building code can vary from city to city. While attending a recent meeting of the Minnesota Association of Radon.

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